Minneapolis, Minnesota


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Mike Bryant
Mike Bryant
Attorney • (800) 770-7008


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Minnesota is a no-fault automobile state. This means that when you are in a collision there are basic benefits of medical bills, wage loss, medical mileage and replacement services that will be covered by your own car insurance policy. The no-fault benefits goes back to a deal from the 1970s where insurance companies got tort thresholds (items proving a severe enough injury to bring a personal injury claim) in return for guaranteeing that they would provide no-fault coverage. Using your no-fault benefits does not raise your insurance rates and should be a relatively easy and fast system.

A 40 year old is drunk and rolls his car and almost kills himself. Due to the nature of his accident, his no-fault company refuses to pay his medical bills and his wage loss. The insurance company attempts to deny by putting fault into a no-fault system. The insurance company is perhaps banking on no knowledgeable attorney being able to help him. We file a no-fault arbitration for him. All benefits were awarded, along with costs and interest, with absolutely no defense being offered. The defense attorney concedes that the adjuster was going on a "misconception" of Minnesota law.

If you are in a motor vehicle collision in Minnesota, you need to notify your insurance agent in order to start the no-fault process. If you have questions, you should talk to an attorney who is experienced in handling these types of injuries.