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Mike Bryant
Mike Bryant
Attorney • (800) 770-7008

Real World Examples Concerning Auto Insurance Coverage: A Person Stuck on the Tracks

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Over time we have represented a lot of people for all types of automobile collisions. My partner Joe Crumley and I have taught seminars for the Minnesota Association For Justice concerning all sorts of insurance and personal injury issues. Joe and I have authored a number of articles on the topic. Even with that, we still see cases that test the knowledge of even the most most experienced attorneys. The key is being aware and asking the right questions. A couple of stories caught my eye:

  • The case of the two good Samaritans that became heroes when they pulled a 87 year old man out of his van seconds before it was hit by a train. Apparently, the man had lost control of his vehicle and got hung up on the tracks. The man had recently had hip surgery and was using a cane to get around. Seconds before the train hit, he was pulled from the van by two men that made sure he was still around for Christmas. For anyone injured here, they would receive no-fault benefits and there may be liability issues once it was determined how the van ended up where it did.

Each of these cases involve injures, some of which were fatal. We send out our sympathy to everyone involved and don’t intend to lessen the loss by using their tragedy as an example. Each case needs to be looked at individually. There really isn’t a simple straight forward case. Sure the fast draw insurance adjuster will call and try to steer things in that direction. They may offer fast and cheap money. There will even be a group of lawyers that will handle it that way.

The right questions always need to be asked and most importantly answered. I will be looking at many of these issues during the coming months and hope that anyone who has questions, takes the time to ask.