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Mike Bryant
Mike Bryant
Attorney • (800) 770-7008

Real World Examples Concerning Auto Insurance Coverage: Death from a Pickup Bed

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Over time we have represented a lot of people for all types of automobile collisions. My partner Joe Crumley and I have taught seminars for the Minnesota Association For Justice concerning all sorts of insurance and personal injury issues. Joe and I have authored a number of articles on the topic. Even with that, we still see cases that test the knowledge of even the most most experienced attorneys. The key is being aware and asking the right questions. A couple of stories caught my eye:

  • The tragic death of Cincinnati Bengal wide Receiver Chris Henry. According to reports, he and his fiancé were in a fight. She took off in the truck and he jumped into the pickup bed. He was thrown out and killed. In Minnesota, there would be no-fault (PIP) death benefits available to the surviving family members. As to a fault-based claim for the death, there are questions of whether there is liability. Two big questions would be what was his intent in jumping on and what was the driver trying to do?

Each of these cases involve injures, some of which were fatal. We send out our sympathy to everyone involved and don’t intend to lessen the loss by using their tragedy as an example. Each case needs to be looked at individually. There really isn’t a simple straight forward case. Sure the fast draw insurance adjuster will call and try to steer things in that direction. They may offer fast and cheap money. There will even be a group of lawyers that will handle it that way.

The right questions always need to be asked and most importantly answered. I will be looking at many of these issues during the coming months and hope that anyone who has questions, takes the time to ask.