Traffic fatalities cost the United States billions in medical expenses and lost productivity every year. According to the Centers for Disease Control and Prevention (CDC), collision deaths cost the country $44 billion in 2013 alone. The CDC also reports that traffic fatalities cost the state…
If you are injured in a motor-vehicle collision, your first call should be to the police, and your second should be to a car accident attorney. You may be tempted to call the insurance company to begin the claims process, but any recorded statement you…
Six Minnesota Air Force Reservists were injured when their bus rolled over after being rear-ended by a semi between Albertville and Monticello, Minnesota. The state patrol reported the injuries did not appear life-threatening, but at least one soldier was airlifted from the scene, according to a Star…
When an insurance adjuster makes an offer to you when you don’t have a lawyer, ask yourself how they came up with that number. You think they are paying more than they normally would? You think they are taking into consideration the costs and fee you…
It seems clear that some companies train adjusters to deal with unrepresented parties. Those first adjuster are almost always reassigned when we take over a case. But, basically they are trained to deal with people that can be convinced to go it alone. I…
The Benefit. Minnesota auto law requires insurance benefits for injured people, as this blog has discussed in detail. Most benefits repay things like money lost at work or bills owed to the doctor. But one benefit is very different, because it doesn’t require any money lost or spent: If a…
We’ve already been spending early summer in start and stop traffic. Sure, it can be a hassle, but the reality is, that a better road will make the trip easier come fall and winter. The unfortunate sight, is to see the number of collisions that…
There’s a car insurance benefit that is misunderstood and missed by many people and their lawyers. Called “Household Services” or “Replacement Services” benefits, it pays for loss of the injured person’s services to the household. It’s like wage loss for missed chores and household duties. Here’s what you need…
Getting property damage paid after a car crash should be simple, but sometimes it’s not. What if you have your own collision coverage, but the other driver caused the crash? You have some choices, so let’s untangle this. Admitted fault. If the other driver is insured,…
After a car crash injury, there are some important things you need to know. These articles will explain your rights in Minnesota. Almost everyone hurt in a Minnesota crash has a right to No-Fault (or PIP) Benefits. Anyone, regardless of fault. At least $40,000 Coverage: at…