This month, we will be looking at the issue of talking to the adjuster. It is not unusual for insurance companies to have specific adjusters who are hired to speak with unrepresented people. Clearly, this is being done to save the company money and minimize their liability.
Are they trying to settle your children’s case without judge approval? Minnesota statutes require judge approval for any settlements concerning minors. Consequently, if they are making offers to get the "kids a little money," they are not really settling the case with the child. Some companies have attempted to use complicated release forms that allow the child to come back and sue the parent if they are unhappy with the deal that was made. There are significant questions on whether these would stand up, but it is clear that a judge should be involved and the money should be put away for the children until they are 18.
If you, your family or someone you know is in an accident, it is worth taking the time to sit down and talk to an experienced law firm with success in helping people that are injured through no fault of their own. The consultations are free and it allows you to figure out what rights you have after an injury.
A founding partner with Bradshaw & Bryant, Mike Bryant has always fought to find justice for his clients—knowing that legal troubles, both personal injury and criminal, can be devastating for a family. Voted a Top 40 Personal Injury "Super Lawyer" multiple years, Mr. Bryant has also been voted one of the Top 100 Minnesota "Super Lawyers" four times.