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Friday's story about the St Paul teen that was rundown by a unlicensed man driving a SUV is truly a tragedy. The Minneapolis Tribune had the story of the young girls life:

Grime was an upbeat, bright girl who spoke four languages and taught her friends to dance. Born in Ethiopia, she grew up in Italy and immigrated 2 1/2 years ago to the United States.

She was an honor student who was quick-thinking, inquisitive, kind and gentle.

"She was a regular kid but she was incredibly talented," said Yeugeniya Malikin, one of her teachers. "The world has lost a very special person."

Grime was an honest, tactful teen who never hurt anyone, and who was loved by everyone, Malikin said, weeping. She spoke Italian, Amharic, English and Spanish, and Malikin said she loved learning so much that she never stopped asking questions.

The Tribune also had a photo tribute that showed the affect on her friends.

The case is so sad and comes just days after the death free 4th of July. I am sure the family and friends of all of those involved will feel this loss for a very long time.

These horrid events are a reminder that it is imperative that you review what your UM and UIM coverage is. Keep in mind that if you have more than one car on your policy that you can stack your no fault coverages. It is too late after an accident to find out that you didn't protect yourself. Most coverage increases aren't that much compared to the extra protection they provide.

With any death in a Minnesota motor vehicle collision, there are a number of issues that will need to be reviewed. My partner, Joe Crumley, addressed this topic in a recent article for the Minnesota Lawyers Trial magazine and I was interviewed last year on the same topic

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