This month we will be looking at all the ways that you don’t buy the right insurance. Many of them no one would know about unless they have been through the policy or they have been unfortunate enough to find out that they didn’t have the coverage. The problem is that you can’t count on your agent to get the correct coverage. It is amazing to talk to an agent and find out that they had no idea what some of what they were selling did. To say nothing about what happens when you buy your coverage over the internet and have no one to deal with.
– Make sure your underinsured and uninsured coverage is at least as much as your liability coverage. The UIM and UM coverages are what protect you when the person that causes the collision doesn’t have enough coverage. So if you are concerned about what will happen in a collision, make sure you protect those who are in your car.
Insurance is about protecting yourself and your family. It’s a mandatory coverage so you might as well get what protects you the most. We too often learn of these problems after the fact. But, if you ever have questions, leave a comment, email, or call. We are willing to share our experience so you don’t learn the hard way.
