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This month, we will be looking at the issue of what claims are available in a Minnesota collision. We have used real examples from stories in the recent news as a basis for the discussion. What claims are available is not always obvious and a very good reason why you should take advantage of meeting with an experienced personal injury lawyer to understand all of your coverages. The insurance company may seem to be treating you correctly, but they don't represent you. They also are not lawyers, so don't take your legal advice from them.

An ambulance has a collision with a garbage truck in Cambridge. It is reported that the individual being transported and the ambulance drivers are injured. We will start with the bills. The individuals who are working (ambulance and garbage truck) will be looking to worker's compensation as being primary. The person in the ambulance will be looking to their no fault coverage first. If they don't have no fault then it will depend how the ambulance is registered. Under Minnesota law, it may not be a motor vehicle. They may be looking to the garbage truck for the coverage it has. Finally, they could end up looking to the state fund. As for liability, it will depend on who is at fault for the collision.

The stories that are used are just examples. Each case is different and it is important to make sure that you get individual advice for any collision you are involved in. For each of those who were injured in the examples and for the the family and friends of those who were killed, our hope goes out that you are getting the medical and emotional help that you need.

If you, your family, or someone you know is in an accident, it is worth taking the time to sit down and talk to an experienced law firm with success in helping people who are injured through no fault of their own. The consultations are free and it allows you to figure out what rights you have after an injury.

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