You Need To Buy The Right Insurance- What do The Definitions Say?

This month we will be looking at all the ways that you don’t buy the right insurance. Many of them no one would know about unless they have been through the policy or they have been unfortunate enough to find out that they didn’t have the coverage. The problem is that you can’t count on your agent to get the correct coverage. It is amazing to talk to an agent and find out that they had no idea what some of what they were selling did. To say nothing about what happens when you buy your coverage over the internet and have no one to deal with.

– What do your definitions say and do they make sense? It used to be that the courts and the insurance commissioner was an ally for the consumer. Unfortunately, not much gets done when we find a definition like "relative" that is rewritten to exclude real relatives. Did you know there are policies that define relatives as people in your house who don’t have insurance coverage? So that insured brother really isn’t your relative in that insurance company’s world.

Insurance is about protecting yourself and your family. It’s a mandatory coverage so you might as well get what protects you the most. We too often learn of these problems after the fact. But, if you ever have questions, leave a comment, email, or call. We are willing to share our experience so you don’t learn the hard way.