No-Fault Insurance in the Age of Uber. About 25 years ago, your editor put together a little flow chart to help remember the no-fault priorities when asked to do research on the subject. After a few drafts, Version 1.0 was floated around the office for…
There’s a car insurance benefit that is misunderstood and missed by many people and their lawyers. Called “Household Services” or “Replacement Services” benefits, it pays for loss of the injured person’s services to the household. It’s like wage loss for missed chores and household duties. Here’s what you need…
Getting property damage paid after a car crash should be simple, but sometimes it’s not. What if you have your own collision coverage, but the other driver caused the crash? You have some choices, so let’s untangle this. Admitted fault. If the other driver is insured,…
There’s a right way and a wrong way to handle overbooked flight. United screwed up in almost every way imaginable. First, overbooking. Overbooking is the practice of selling more seats than you have on the airplane. What!? That sounds crazy to inexperienced travelers, but it’s legal,…
After a car crash injury, there are some important things you need to know. These articles will explain your rights in Minnesota. Almost everyone hurt in a Minnesota crash has a right to No-Fault (or PIP) Benefits. Anyone, regardless of fault. At least $40,000 Coverage: at…
If you’re injured in a Minnesota crash, car insurance has to pay benefits for your lost income. No-fault (also known as PIP) is insurance every car owner in Minnesota is required to carry. No-fault pays 85% of your lost income, up to $500 per week. Sometimes they…
Paul J. Rousseau, a student, was shot in the head while in a dorm room at the University of St. Thomas in St. Paul. A Star Tribune story last week noted that: [Rousseau]… was injured seriously enough to require surgery after a gun was accidentally discharged in another room,…
Someone hurt in a car crash needs to know their medical bills are going to be paid. The good news is that almost every Minnesotan is guaranteed at least $20,000 in high quality medical coverage, and health insurance after that. Now, if the injured person was in the ICU (Intensive…